Affordability Calculator - WBFI

Please note that this calculator is for guidance purposes and the amount quoted is subject to underwriting and credit score. In order to get the most accurate decision, please complete all applicable fields.

Client Details



Reference Number:
No. of applicants

Applicant 1 Name:

No. of adult dependants
No. of child dependants


Mortgage requirements



Is this part of a Government affordable housing scheme?
  Yes
  No

Is this application a shared ownership?
  Yes
  No



Loan details

Property Price/Value:
Purchase / Re-mortgage



Loan Amount:
Years:
Months:


Income



Applicant 1

Tax Code:

Applicant 1 - Job 1

Job Status:

Gross Annual basic salary:

Annual regular / guaranteed overtime:

Frequency overtime paid:

Annual regular / guaranteed commission:

Frequency comission paid:

Annual regular / guaranteed bonus:

Frequency bonus paid:

Permanent annual shift allowance:

Annual large town / car allowance:


Add 2nd Job:
  Yes
  No

Add Other Income:
  Yes
  No


Expenditure


Applicant 1

Gross salary deductions (month):

Net salary deductions (month):

Child Maintenance (month):

Nursery/School/College/University fees (month):

Nanny/Child Minder/Au pair (month):

Private Care Home (month):

Ground Rent / Service Charge (Annual Amount)

Insurance(s) and Pension(s) relevant to this application (Building & Contents or Life Policies) (month):

Council tax (month):

Food and non-alcoholic drink (month):

Travel/transport (month):

Housing, fuel, power and communication (month):

Other expenditure (Clothing/Footwear or Health) (month):


Existing loans and hire purchases


Existing store / credit cards


Existing Mortgages